Spencer Meirowitz, B.A., worked as a senior executive at the family owned textile company. When the textile market dramatically changed after NAFTA and GATT, he traded equities at Schoenfeld Securities. Afterwards, he traded and invested on his own and sold insurance as a means of asset protection. In the course of placing policies for family offices, he was introduced to the many types pf investments sought by family offices. Mr. Meirowitz is a graduate of Skidmore College with a B.A. degree in Philosophy.